Introducing the USDC Earn Vault in Seed Vault Wallet
What is your USDC doing right now?
If you hold stablecoins in a wallet, the honest answer is probably nothing. It sits there and it waits — for the next mint, the next dip, the next thing worth buying. While it waits, it earns nothing.
That has never made much sense. USDC is one of the most productive assets in crypto. On Solana it gets lent, borrowed, and put to work every second of every day. The only USDC earning nothing is the USDC sitting still in wallets.
So we fixed that on Seeker.
The USDC Earn Vault is now on the home tab of Seed Vault Wallet, so you can easily earn yield on your stablecoins. Deposit USDC with a simple tap and it starts earning yield through Kamino's lending market.
Why we integrated Kamino into Seeker
We wanted earning to be something you could do easily. Open Seed Vault Wallet, see the rate, tap Deposit. The complicated part — routing your USDC into an established lending market and compounding what comes back — happens on Kamino.
How it works
Deposit any amount. There is no minimum and no deposit cap. Whatever you deposit starts earning immediately.
Yield accrues automatically. Your USDC is lent out through Kamino's SOL/BTC Market USDC pool. Borrowers pay interest, and that interest compounds. There is nothing to claim, nothing to manage, and nothing to check.
The rate on screen is the rate you get. The APY shown on your home tab is net of an 0.25% annual platform fee. There is no performance fee and no other vault fee. The total APY rate is variable rather than fixed: when borrowing demand rises it tends to rise with it, and when demand falls it can drop.
Withdraw whenever you want. There is no lockup, no minimum holding period, no exit queue, and no withdrawal fee. The vault keeps roughly 5% of deposits liquid, so most withdrawals settle instantly. Larger withdrawals pull funds back from the lending market in the same transaction.
Conservative yield strategy, powered by Kamino
The vault allocates 95% of deposits to Kamino's SOL/BTC Market USDC lending pool and holds the other 5% in reserve to fund withdrawals.
Kamino is one of the most established lending protocols on Solana. The vault and its rewards have been reviewed by Certora and Sec3 across multiple audits, and Kamino has completed 20 external audits with no bad debt to date. As of August 4, 2026, Kamino secures over $1.1B in Total Value Locked (TVL), according to DefiLlama.
This is a DeFi lending product, not a bank savings account. Your funds are not insured or guaranteed. Deposit accordingly, and read the Earn Vault Terms and Conditions before you do. Please note that this product is unavailable in certain jurisdictions, including the United States and United Kingdom.
Try it now
Update to the latest version of Seed Vault Wallet to try out the USDC Earn Vault. Open Seed Vault Wallet, find the Earn Vault on your home tab, and tap Deposit. Your USDC gets to work the moment the transaction settles.
The USDC Earn Vault is available in supported regions only, and is not available for residents of the US, UK, or Canada.
Happy earning 🤠
